Investing and Building Wealth | Ask Debbie

Investing and Building Wealth

How the PASS Program Helps You Save Money Without Losing SSI Benefits

Discover how Social Security's PASS program lets people with disabilities save money or pursue work goals without losing SSI benefits. Learn who qualifies, how it works, and how to apply.

Best Personal Finance Books

Whether you want to master budgeting, invest with confidence, or break free from debt, the right personal finance book can give you the tools and motivation to take control of your money.

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January 2, 2025
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What’s a Financial Advisor and When Do You Need One?

Whether you're planning for retirement, saving for a major purchase, or simply trying to get out of debt, a financial advisor can be a valuable partner in achieving your goals. So, let’s break down what financial advisors do, when you might need one, and how to choose the right advisor for your needs.

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December 29, 2024
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Should I Buy Stocks When the Market is Down? 📉

Investing in the stock market is a great way to grow your wealth over time, but it can be a rollercoaster ride. Market downturns are a normal part of the investing cycle, but they can be intimidating for new investors. Though you might be inclined to panic and sell your stocks, investing during a market downturn can actually be a smart strategy, if done correctly. Here are some tips for investing when the markets are down:

Should I Save While Paying Off Debt? 🤔

Short answer - yes!!! You’re probably wondering why? You may want to pay off your debt as quickly as possible by putting all of your extra income towards loans. It may seem counterintuitive, but saving will help you stay on track with your debt payoff journey. Here’s how:

4 Tips to Help Your Parents Retire 👨‍👩‍👧‍👦

Are you parents getting closer to retirement? or they’re still 20 years away but you think it’s better to start early? Here are a few tips on how to get started and what to remember about when thinking about your parents’ retirement.

Should You Invest or Pay Off Debt First? Here's How to Decide.

Wondering whether to invest or pay off debt first? Learn how to prioritize high-interest debt, build emergency savings, and make smart investing decisions based on your goals and risk tolerance.