Credit Cards/Personal Loans | Ask Debbie
Credit Cards/Personal Loans
Best Credit Union Balance Transfer Offers (2025): No Fee & Low APR
Find the best credit union balance transfer offers for 2025 with no fees and low APRs. Save on interest and pay off debt faster with these member-friendly credit card options.
How Balance Transfers Work: 0% Interest Credit Card Tips & Traps
Learn how credit card balance transfers work, when a 0% interest offer is worth it, and the traps to avoid. Save money on debt with these practical tips before you apply.
Same Day Loans that Accept Cash App
Over the last few years, Cash App has gone from being just a way to split dinner with friends to something that feels a lot like a full-on bank account. With features like direct deposit, a debit card, investing, and even tax filing, it’s no wonder more people—especially younger users—are starting to treat Cash App as their primary banking tool. Notably, a survey by TD Cowen revealed that approximately 40% of consumers aged 18 to 34 are open to using Cash App as their primary banking service.
UFCU Membership Perks We Love
When it comes to choosing a financial institution, the perks and benefits offered to members play a huge role in the decision-making process. University Federal Credit Union (UFCU) stands out as one of our favorites, offering a wide array of membership perks to satisfy members’ financial needs and lifestyles. Here are some of the UFCU membership perks we love...
Money Duel: Personal Loan vs. Balance Transfer
When it comes to managing debt, finding the right financial tool can make a difference in your journey toward financial freedom. Two popular options for consolidating and paying off debt are personal loans and balance transfers. Each has its own set of advantages and drawbacks, and understanding these can help you choose the best option for your situation. So, let’s put personal loans and balance transfers head-to-head to see which one might be right for you.
Will Debt Settlement Hurt My Credit?
Debt settlement is a popular solution for individuals struggling with overwhelming debt. But, one major concern that often comes up is how it might impact credit scores. So what does debt settlement entail, how does it affect your credit, and what can you do to mitigate any potential negative impacts?
LFCU Membership Perks We Love
When it comes to choosing a financial institution, the perks and benefits offered to members play a huge role in the decision-making process. Lafayette Federal Credit Union (LFCU) stands out as one of our favorites, offering a wide array of membership perks to satisfy members’ financial needs and lifestyles. Here are some of the LFCU membership perks we love...
CFCU Membership Perks We Love
When it comes to choosing a financial institution, the perks and benefits offered to members play a huge role in the decision-making process. Community Financial Credit Union (CFCU) stands out as one of our favorites, offering a wide array of membership perks to satisfy members’ financial needs and lifestyles. Here are some of the CFCU membership perks we love...
Is Debt Settlement a Scam?
Debt settlement programs promise to negotiate with creditors on your behalf to reduce your debt. Not all of these companies are bad - but, with these promises come numerous stories of scams and failed negotiations, leaving many to wonder: is debt settlement a scam?
5 Steps to Get Approved for a Loan or Credit Card With Bad Credit
Having a less-than-perfect credit score can make it challenging to access credit and financial opportunities. However, it's important to know that all hope is not lost. Many financial institutions and credit providers offer credit options for individuals with bad credit, and with some strategic steps, you can improve your financial situation.
How To: Change Your Bill Due Dates
Do you feel like your bills always manage to be due before you get paid your bi-weekly? I bet this causes a lot of annoyance - now, there are lots of earned wage access apps, like Earnin and Moneylion, that help you get your money early. But what if you could sync up your bills with your paydays? When your payments line up with your income, you dodge those pesky late fees, slash those interest charges, and make your financial journey a whole lot smoother. So, stick around, and we'll show you the ropes on how to make it happen!
Personal Loan vs. Balance Transfer: Which Is Right For You?
Personal loans and balance transfers are two popular ways to consolidate debt and get a lower interest rate. But which one is right for you?