Budgeting and Saving | Ask Debbie

Budgeting and Saving

All the Ways You Can Get Cashback at Meijer

Shop Meijer smarter with mPerks, cashback apps, credit card perks, and Debbie Rewards. Stack rewards and earn extra cash back on groceries. Read more

Best Budgeting Apps For People Who Hate Budgeting

Hate budgeting? These top budgeting apps make managing your money effortless—even if you’ve never stuck to a budget in your life. See which tools can finally work for you. Read more

What to Do with Holiday Debt: Strategies for Paying It Off Quickly

The holiday season can bring joy, but it can also leave behind an unwelcome guest: holiday debt. If your celebrations led to overspending, don’t stress—there are actionable steps you can take to help you pay it off quickly and start the new year on stronger footing. Read more

How to Avoid Lifestyle Inflation as Your Income Grows

It’s tempting to indulge in new luxuries when you get a big promotion, but while these expenses can feel like a well-deserved reward for your hard work, unchecked spending can quickly lead to lifestyle inflation— where your expenses grow at the same rate as your income, leaving little room for savings or financial security. So, here’s how to keep lifestyle inflation in check while still enjoying the benefits of a higher income. Read more

Black Friday Shopping Tips: How to Score Deals Without Overspending

Black Friday is almost here, and with it comes a whole lot of discounts, and limited-time offers. While it's a fantastic opportunity to snag deals on holiday gifts or big-ticket items you've been eyeing, it’s also easy to get caught up in the frenzy and spend more than you planned. So here are some tried-and-true tips to help you score those Black Friday deals without overspending. Read more

How To Negotiate Your Rates as a Freelancer

As a freelancer, negotiating your income is crucial to maintaining a fulfilling career. Here’s a guide to help you successfully negotiate your rates as a freelancer. Read more

Is Social Media Making You Spend More?

Let’s be real—most of us spend a good chunk of our day scrolling through social media. Whether it’s Instagram, TikTok, or Facebook, these platforms have become a huge part of our lives. But have you ever wondered if all that scrolling is making you spend more money than you planned? Read more

Financial Freedom: It's Not Just About Money—It's About What’s Best for You

When we think about financial freedom, it’s easy to focus on the numbers: How much money can I save? How can I maximize my earnings? What investments will yield the highest returns? And while, yes, these questions are important, financial freedom is about more than just building wealth. True financial freedom involves finding a balance that aligns with your emotional and psychological well-being, not just your bank account. Read more

10 Easy Ways to Save Money Every Month

Saving money every month doesn’t have to be difficult. With a few simple changes to your daily habits, you can significantly cut costs and boost your savings. Here are 10 easy ways to save money each month that will help you reach your financial goals faster. 🙌 Read more

What’s a “No Spend” Month, and is it Worth it?

If you’ve been on TikTok or Instagram in the last months, you’ve probably encountered people trying to reset their spending habits and improving their savings through a no-spend month. But what exactly is a no- spend month, and is it even worth it? Read more

How Loud Budgeting Can Change Your Life

Budgeting is often seen as a private matter, something to be kept behind closed doors and discussed only with a select few. But, thanks to TikTok’s loud budgeting trend, speaking about your finances openly and honestly is now common practice, and can help you achieve your financial goals. Read more

7 Benefits to Filing Your Taxes Early

Filing taxes is a task that many people tend to procrastinate. But, there are numerous advantages to filing your taxes early. Here’s why filing early can be a smart financial move. Read more