Ask Debbie

Product Reviews

Review: Chartway CUs High Yield Checking Account

Earn up to 5% APY with Chartway’s High-Yield Checking account. No monthly fees, nationwide access, and easy membership. Learn more about this top option.
Read more
May 9, 2025

30+ Credit Unions You Can Join from Anywhere in the U.S. (2025 Guide)

Looking for a credit union you can join nationwide? Discover 30+ credit unions with open eligibility—no matter where you live. Learn how to join with just a small deposit or donation.
Read more
July 8, 2025

Premier America Premier Plus Checking Review: 3.75% APY, Early Pay & ATM Rebates

Discover Premier America’s Premier Plus Checking with 3.75% APY, early direct deposit, and $20/month ATM fee rebates. Read our full review to see if it fits your banking needs.
Read more
June 10, 2025

Meridian Trust Federal Credit Union Membership Perks We Love

Explore the real perks of Meridian Trust Federal Credit Union membership—like 6.00% APY checking, fee-free ATM access, and low-rate auto loans. See what’s available and how to join.
Read more
May 28, 2025

Best Budgeting Apps For People Who Hate Budgeting

Hate budgeting? These top budgeting apps make managing your money effortless—even if you’ve never stuck to a budget in your life. See which tools can finally work for you.
Read more
May 28, 2025

How Much Does Debt Settlement Cost?

Wondering how much debt settlement really costs? Learn what to expect in fees, how pricing works, and whether it's the right move for your financial situation.
Read more
May 28, 2025

Same Day Loans that Accept Cash App

Over the last few years, Cash App has gone from being just a way to split dinner with friends to something that feels a lot like a full-on bank account. With features like direct deposit, a debit card, investing, and even tax filing, it’s no wonder more people—especially younger users—are starting to treat Cash App as their primary banking tool. Notably, a survey by TD Cowen revealed that approximately 40% of consumers aged 18 to 34 are open to using Cash App as their primary banking service.
Read more
April 29, 2025

How Much Does a Debt Settlement Lawyer Cost?

A debt settlement lawyer is a licensed attorney who helps you negotiate with creditors to reduce how much you owe on unsecured debts like credit cards, personal loans, or medical bills. What sets them apart from traditional debt settlement companies is that they can give you legal advice and represent you in court if things escalate. That legal backup can be a game changer if you’re being sued or harassed by debt collectors. Think of them as a more protective—but more expensive—option for getting your debt under control.
Read more
April 17, 2025

Can Medical Debt Affect Your Credit?

Medical debt has historically affected credit scores, but a recent federal rule change will significantly alter its impact. Understanding these changes can help you take proactive steps to protect your finances.
Read more
March 6, 2025

Kikoff Secured Card Review

The Kikoff Secured Card is designed to help consumers build or improve their credit history with minimal financial risk. Unlike traditional credit cards, it offers a unique structure that makes it accessible to those with limited or poor credit histories.
Read more
March 17, 2025

Credit Unions vs. Banks: Which One is Right for You?

When it comes to managing your money, where you do your banking matters. Two of the most popular options are credit unions and traditional banks. While both offer similar services, they differ in structure, purpose, and benefits. Here's a breakdown to help you decide which one might be the better fit for your needs. Read more
February 18, 2025